Cookie Policy

1. What Are Cookies?

Cookies are small text files stored on your device when you visit a website. They help websites function properly, improve performance, and provide analytics and marketing insights.

Cookies may be:

• Session cookies (expire when browser closes)
• Persistent cookies (remain until deleted or expired)
• First-party cookies (set by SpendSail)
• Third-party cookies (set by service providers)

2. How We Use Cookies

SpendSail uses cookies for the following purposes:

A. Essential Cookies

These cookies are necessary for the website to function.

They may be used to:

• Maintain session state
• Enable secure login
• Prevent fraud
• Remember form inputs
• Provide core functionality

Without these cookies, the website may not function properly.

B. Performance & Analytics Cookies

These cookies help us understand how visitors interact with our website.

They may collect:

• Pages visited
• Time spent on pages
• Referring URLs
• Device type
• General geographic location (country-level)

This data is aggregated and anonymized where possible.

We may use providers such as:

• Google Analytics
• Other performance monitoring tools

C. Functional Cookies

These cookies enable enhanced features such as:

• Remembering user preferences
• Language settings
• Form auto-fill improvements

D. Marketing Cookies

If applicable, these cookies may be used to:

• Measure campaign effectiveness
• Track referral sources
• Deliver relevant marketing content

SpendSail does not sell personal data.

3. Third-Party Cookies

Some cookies may be set by third-party providers supporting:

• Analytics
• Email campaigns
• Advertising
• Embedded content

SpendSail does not control third-party cookies beyond the services we configure.

Users should review third-party privacy policies for more information.

4. Managing Cookies

You may manage or disable cookies through:

• Browser settings
• Cookie consent banner (where implemented)

Disabling certain cookies may affect website functionality.

5. Cookie Retention

Cookies are retained for varying durations depending on purpose:

• Session cookies expire automatically
• Persistent cookies remain until deleted or expired

6. Do Not Track Signals

Some browsers include "Do Not Track" signals.

SpendSail currently does not respond to automated Do Not Track signals due to lack of consistent industry standards.

7. International Users

Users accessing the website from jurisdictions with specific cookie consent requirements may be presented with a cookie banner to accept or manage preferences.

8. Updates to This Policy

We may update this Cookie Policy periodically.

Changes will be reflected by the "Last Updated" date.

9. Contact Us

SpendSail Software LLC
Email: privacy@spendsail.com
Website: https://spendsail.com

For general inquiries, you may also use our contact form.